Ifyour companyneeds fundswhich undoubtedlywill attemptsome formof debtor risk. Ifyou are notinterested in sharingownershipof your businesswith othersthatventure capitalis probably notthe optionyou'relooking for.However,youmustnow choosebetween gettinga loan ora cash advancebusiness. We willcomparethese twoparameters on the basisof afewbase. Speed: Ifyou are trying toget fundingas soon as possiblewhich will no doubtwishto obtaina cash advancebusinessasopposed to abusiness loanthat has amuch longer processand it will takelonger toget themoneyyou need. Interest rate:if youhavea lowinterest rateis important to youthen you should probablyget a loanfor acash advancebusinessbecause they havedifferentcriteriafor acceptance, they alsohaveinterest rateshigher to compensate forthe greater likelihoodthat reimbursementwill not bepossible areas payback time: If you arelooking for along-term loanthatyoucan repayover anumberof monthsyou will needto obtaina loan. These advancementsare designedfor emergency purposesand mustbe returned witha short period oftime,typically less thansix months. Theyare not appropriateforlong-term goals,such asbusiness expansion orthe purchaseof new equipment orsupplies. They are morein order toobtain fundingforemergencyrepairequipment, or maybe you havea shipment ofsupplies thataremissing, etc.